Plan 4 only provides cover for eligible in-patient treatment. Out-patient treatment is only covered for radiotherapy
and chemotherapy. Psychiatric and additional benefits are not covered.
| Benefits |
Covered |
Notes |
In-Patient & Day-Care
|
|
|
| Nursing & accommodation |
|
|
| Operating theatre/recovery room |
|
|
| Prescribed medicines & drugs |
|
|
| Diagnostic procedures |
|
|
| Consultations |
|
|
| Physiotherapy |
|
|
| Surgeons' & anaesthetists' fees |
|
|
| Specialist physicians' fees |
|
|
| Psychiatric services |
|
|
| Parent accompanying child |
|
Up to age 16 |
| Out-Patient |
|
|
| Section a |
|
|
| CT, MRI & PET scans |
|
|
| Radiotherapy & chemotherapy |
|
|
| Section b |
|
|
| Consultations |
|
|
| Diagnostic Procedures |
|
|
| Physiotherapy |
|
|
| Complementary medicine |
|
|
| Psychiatric services |
|
|
| Additional Benefits |
|
|
| GP minor surgery |
|
|
| Home nursing |
|
|
| Private ambulance |
|
|
| NHS cash benefit |
|
£100 per night, payable up to a maximum of £2,000 per year |
| NHS day-care benefit |
|
£50 per claim |
| Benefit for abnormal pregnancy |
|
|
| Twins benefit |
|
|
| Triplets benefit |
|
|
| Options |
|
|
| Option a |
|
|
| Removal of psychiatric benefit |
|
Not available |
| Option b |
|
|
| Six week wait & removal of psychiatric benefit |
|
Not available |
This is only a summary of the benefits provided. Please see the individual Benefit Schedules and Plan Terms and Conditions for full details.
