Plan 1 benefits
Plan 1 provides comprehensive cover for eligible in patient and out patient treatment. This includes benefits for psychiatric treatment, radiotherapy and chemotherapy and full cover for out patient physiotherapy. Plan 1 also provides extensive cover for cancer at all stages of the disease including palliative treatment. Additional benefits include cover for parent accommodation, private ambulance trips, full cover for complementary medicine, twins and triplets cash benefit and GP minor surgery.
| Benefits |
Covered |
Notes |
In-Patient & Day-Care
|
|
|
| Nursing & accommodation |
|
|
| Operating theatre/recovery room |
|
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| Prescribed medicines & drugs |
|
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| Diagnostic procedures |
|
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| Consultations |
|
|
| Physiotherapy |
|
|
| Surgeons' & anaesthetists' fees |
|
|
| Specialist physicians' fees |
|
|
| Psychiatric services |
|
Up to a maximum of 28 days per person, per policy year |
| Parent accompanying child |
|
Up to age 16 |
| Out-Patient |
|
|
| Section a |
|
|
| CT, MRI & PET scans |
|
|
| Radiotherapy & chemotherapy |
|
|
| Section b |
|
|
| Consultations |
|
|
| Diagnostic procedures |
|
|
| Physiotherapy |
|
|
| Complementary medicine |
|
|
| Psychiatric services |
|
£1,000 per person, per policy year |
| Additional Benefits |
|
|
| GP minor surgery |
|
|
| Home nursing |
|
|
| Private ambulance |
|
£200 per trip |
| NHS cash benefit |
|
£200 per night payable to a maximum of £6,000 per year |
| NHS day-care benefit |
|
£150 per claim |
| Benefit for abnormal pregnancy |
|
|
| Twins benefit |
|
£1,500 |
| Triplets benefit |
|
£2,000 |
| Options |
|
|
| Option a |
|
|
| Removal of psychiatric benefit |
|
not available |
| Option b |
|
|
| Six week wait & removal of psychiatric benefit |
|
not available |
This is only a summary of the benefits provided. Please see the individual Benefit Schedules and Plan Terms and Conditions for full details.
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