Optional excesses

Excesses are a simple way to reduce premiums and employers can choose from any of the excess options below.

A company scheme can have employees with and without excesses and/or different levels of excess.

Excess per person per year	Discount
£100	10%
£150	12.5%
£250	15%
£500	22.5%
£1,000	35%
£2,500	50%

Please note that excesses are not available on plan 3 option b and plan 4.

Excesses are applicable to each person on the the plan who claims, each plan year. This means a new excess will become payable where treatment continues into a new plan year.